How much money you need to make to live comfortably in every state in America

new york
The annual income needed to live comfortably in New York is $95,724.

Living paycheck to paycheck is an unfortunately common hallmark of American life. And that's more evident than ever now, amid the coronavirus pandemic.

Many are reconsidering their living situations as the US faces a recession: Earlier this year, over 51 million people filed for unemployment in just a 17-week period. For context, the Great Recession eliminated 37 million jobs over 18 months.

Having it all - the ability to cover basic expenses, while still having "fun money" and contributing to savings - currently seems like an impossible feat.

That total amount, also known as the minimum annual "living wage," varies significantly depending on what state you're in.

In September, GoBankingRates determined the necessary living wage in each state using data from the Bureau of Labor Statistics and the 50/30/20 budgeting rule. This popular general budgeting rule allocates 50% of annual income to necessities like housing, 30% to discretionary expenses like travel, and the remaining 20% to savings.

The median necessary living wage across the entire US is $67,690. The state with the lowest annual living wage is Mississippi, with $58,321. The state with the highest living wage is Hawaii, with $136,437. Other expensive states (unsurprisingly) included New York and California, which have notoriously high costs of living and expensive housing markets.

Keep reading to see the annual wage necessary for living comfortably in every US state, listed in alphabetical order by state name. Also included is the actual median household income in each state, according to 2018 data from the US Census Bureau and the median price of homes listed for sale in each state from Zillow.

The living wage in Alabama is $60,016.
Huntsville, Alabama
Huntsville, Alabama.

Median household income in 2018: $61,584

Median price of homes currently listed: $220,000

The living wage in Alaska is $91,996.
Anchorage, Alaska
Anchorage, Alaska.

Median household income in 2018: $74,346

Median price of homes currently listed: $284,900

The living wage in Arizona is $68,504.
Phoenix Arizona
Phoenix.

Median household income in 2018: $59,246

Median price of homes currently listed: $299,000

The living wage in Arkansas is $59,641.
little rock arkansas
Little Rock, Arkansas.

Median household income in 2018: $47,062

Median price of homes currently listed: $176,000 

The living wage in California is $99,971.
Los Angeles California
Los Angeles.

Median household income in 2018: $75,277

Median price of homes currently listed: $535,000

The living wage in Colorado in $74,215.
Denver, Colorado
Denver.

Median household income in 2018: $71,953

Median price of homes currently listed: $425,000

The living wage in Connecticut is $90,278.
New London, Connecticut
New London, Connecticut.

Median household income in 2018: $76,348

Median price of homes currently listed: $312,900

The living wage in Delaware is $71,254.
South Bethany, Delaware
South Bethany Beach, Delaware.

Median household income in 2018: $64,805

Median price of homes currently listed: $299,990

The living wage in Florida is $67,614.
orlando florida
Orlando, Florida.

Median household income in 2018: $55,462

Median price of homes currently listed: $298,900

The living wage in Georgia is $62,074.
savannah georgia
Savannah, Georgia.

Median household income in 2018: $58,756

Median price of homes currently listed: $260,000

The living wage in Hawaii is $136,437.
Kailua, Oahu, Hawaii
Oahu, Hawaii.

Median household income in 2018: $80,212

Median price of homes currently listed: $639,000

The living wage in Idaho is $66,486.
hailey idaho
Hailey, Idaho.

Median household income in 2018: $55,583

Median price of homes currently listed: $334,115

The living wage in Illinois is $66,847.
chicago illinois
Chicago.

Median household income in 2018: $65,030

Median price of homes currently listed: $229,000

The living wage in Indiana is $62,086.
Fort Wayne Indiana
Fort Wayne, Indiana.

Median household income in 2018: $55,746

Median price of homes currently listed: $186,870

The living wage in Iowa is $63,397.
des moines
Des Moines, Iowa.

Median household income in 2018: $59,955

Median price of homes currently listed: $174,900

The living wage in Kansas is $62,090.
Wichita Kansas
Wichita, Kansas.

Median household income in 2018: $58,218

Median price of homes currently listed: $184,900

The living wage in Kentucky is $63,086.
louisville kentucky
Louisville, Kentucky.

Median household income in 2018: $50,247

Median price of homes currently listed: $194,500

The living wage in Louisiana is $63,842.
new orleans
New Orleans.

Median household income in 2018: $58,218

Median price of homes currently listed: $212,790

The living wage in Maine is $80,336.
portland maine
Portland, Maine.

Median household income in 2018: $55,602

Median price of homes currently listed: $249,000 

The living wage in Maryland is $92,227.
baltimore maryland
Baltimore.

Median household income in 2018: $83,242

Median price of homes currently listed: $320,000

The living wage in Massachusetts is $93,895.
Boston
Boston.

Median household income in 2018: $79,835

Median price of homes currently listed: $469,000

The living wage in Michigan is $67,712.
Grand Rapids, Michigan
Grand Rapids, Michigan.

Median household income in 2018: $56,697

Median price of homes currently listed: $179,900 

The living wage in Minnesota is $68,944.
Minneapolis
Minneapolis.

Median household income in 2018: $70,315

Median price of homes currently listed: $270,000

The living wage in Mississippi is $58,321.
Jackson Mississippi
Jackson, Mississippi.

Median household income in 2018: $44,717

Median price of homes currently listed: $189,000

The living wage in Missouri is $60,858.
st. louis missouri
St. Louis.

Median household income in 2018: $54,478

Median price of homes currently listed: $189,000

The living wage in Montana is $70,719.
missoula montana
Missoula, Montana.

Median household income in 2018: $55,328

Median price of homes currently listed: $324,500

The living wage in Nebraska is $65,162.
Lincoln Nebraska
Lincoln, Nebraska.

Median household income in 2018: $59,566

Median price of homes currently listed: $200,000

The living wage in Nevada is $75,902.
reno, nevada
Reno, Nevada.

Median household income in 2018: $58,646

Median price of homes currently listed: $320,922

The living wage in New Hampshire is $74,415.
New Hampshire
Concord, New Hampshire.

Median household income in 2018: $74,991

Median price of homes currently listed: $309,000

The living wage in New Jersey is $86,244.
jersey city new jersey
Jersey City, New Jersey.

Median household income in 2018: $81,740

Median price of homes currently listed: $340,000

The living wage in New Mexico is $63,629.
albuquerque new mexico
Albuquerque, New Mexico.

Median household income in 2018: $47,169

Median price of homes currently listed: $235,000

The living wage in New York is $95,724.
new york
New York City.

Median household income in 2018: $67,844

Median price of homes currently listed: $419,000

The living wage in North Carolina is $64,406.
Charlotte, North Carolina
Charlotte, North Carolina.

Median household income in 2018: $53,855

Median price of homes currently listed: $275,000 

The living wage in North Dakota is $69,085.
Fargo North Dakota
Fargo, North Dakota.

Median household income in 2018: $63,837

Median price of homes currently listed: $215,000 

The living wage in Ohio is $63,204.
columbus ohio
Columbus, Ohio.

Median household income in 2018: $56,111

Median price of homes currently listed: $169,900 

The living wage in Oklahoma is $60,318.
Tulsa

Median household income in 2018: $51,924

Median price of homes currently listed: $195,000

The living wage in Oregon is $93,285.
Eugene Oregon A Airbnb 20 for 2020
Eugene, Oregon.

Median household income in 2018: $63,426

Median price of homes currently listed: $379,000

The living wage in Pennsylvania is $68,581.
Philadelphia
Philadelphia.

Median household income in 2018: $60,905

Median price of homes currently listed: $212,900

The living wage in Rhode Island is $83,942.
Providence, Rhode Island
Providence, Rhode Island.

Median household income in 2018: $64,340

Median price of homes currently listed: $319,000

The living wage in South Carolina is $65,953.
South Carolina
Charleston, South Carolina.

Median household income in 2018: $52,306

Median price of homes currently listed: $247,900

The living wage in South Dakota is $67,657.
Yankton, South Dakota
Yankton, South Dakota.

Median household income in 2018: $56,274

Median price of homes currently listed: $224,900

The living wage in Tennessee is $60,682.
chattanooga tennessee
Chattanooga, Tennessee.

Median household income in 2018: $52,375

Median price of homes currently listed: $257,500

The living wage in Texas is $63,469.
Austin, Texas
Austin, Texas.

Median household income in 2018: $60,629

Median price of homes currently listed: $274,900

The living wage in Utah is $67,807.
Salt Lake City, Utah
Salt Lake City.

Median household income in 2018: $71,414

Median price of homes currently listed: $372,900 

The living wage in Vermont is $83,878.
Charlotte, Vermont
Charlotte, Vermont.

Median household income in 2018: $60,782

Median price of homes currently listed: $269,000

The living wage in Virginia is $69,886.
Norfolk, Virginia
Norfolk, Virginia.

Median household income in 2018: $72,577

Median price of homes currently listed: $300,000

The living wage in Washington is $77,207.
seattle washington
Seattle.

Median household income in 2018: $74,073

Median price of homes currently listed: $415,000

The living wage in West Virginia is $62,635.
Charleston, West Virginia
Charleston, West Virginia.

Median household income in 2018: $44,097

Median price of homes currently listed: $163,000

The living wage in Wisconsin is $67,667.
Milwaukee Skyline in Milwaukee, Wisconsin
Milwaukee.

Median household income in 2018: $60,773

Median price of homes currently listed: $213,900 

The living wage in Wyoming is $61,788.
Jackson Hole
Jackson Hole, Wyoming.

Median household income in 2018: $61,584

Median price of homes currently listed: $260,000

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